Cornerstone Federal Credit Union
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Service Satisfaction
We offer a full compliment of financial products and services to meet the financial need of our members.
And, you can count on Cornerstone FCU to continue presenting new opportunities to help make your life a little easier!
 
More Value-Added Member Services
 
This convenient service allows members to make no cost financial transactions and decisions from a personal computer. It provides a secure link to each account owned by the participating member. With Online Branch, members can check account balances and history, download E-statements, make transfers between accounts, including advances to an eligible line-of-credit loan, request a check, access loan information, and more. The authorization form is available online or you may contact the credit union for an application. View the frequently asked questions regarding Online Branch.
 
Pay your bills online! With Electronic Bill Payment you can pay all of your bills online for FREE. A $2.95 inactivity fee will automatically be deducted from your share draft account if you do not use Bill Payer in any given month. Your request for payment must be made at least five days prior to the due date. The payment will be deducted from your account on the day following your authorization of payment. Sign up today!    
 
 
 
 
 
Money Orders
Money Orders are widely accepted as guaranteed negotiable instruments. They are available, for a nominal fee, in amounts up to $1,000.
 
 
Night Deposit Box
Members who have access to our offices can make deposits using our after hours deposit boxes located in the first drive-up lane at our office on East Gate Drive in Carlisle and beside the ATM at the branch office at 320 N. Hanover St.
 
U.S. Savings Bonds
Savings Bonds are backed by the full faith and credit of the United States Government and offer certain tax advantages as well as competitive interest rates. The government no longer issues paper bonds. You can set up an account at www.treasurydirect.gov if you wish to order bonds. Cornerstone will still redeem paper bonds that were purchased in the past. More information on savings bonds and their current value can be found at www.savingsbonds.gov.
 
 
Signature Guarantee
Cornerstone is an authorized member of the Securities Transfer Agents Medallion Program (STAMP). Your credit union will execute member documents required by transfer agents before a member can sell or otherwise transfer stocks and other securities that are registered. There is no fee associated with this service. This service is only offered at the main office.
 
Educational Resources
Because you are an owner of the credit union, Cornerstone works with you to help you make sound financial decisions. Numerous free, consumer-friendly services are available to assist you with purchases and other financial decisions that can result in substantial savings. Some available examples include:
  • Home buying kits, videos, workshops and professional consultation;
  • "How to" tips that can be used when negotiating vehicle purchases. These tips also can help remove uncertainty from the car buying process and encourage "best deal" savings;
  • Factual data on new vehicle costs and mark-ups;
  • Trade-in retail book value on used vehicles;
  • What to know about auto leasing;
  • Counseling on budget, debt, and financial planning.
Foreign Exchange
 
Gift Checks
 
Cashier and Certified Checks
 
Merchant Credit Card Processing
Cornerstone offers merchant credit card processing through Heartland Payment Systems. This service provides transaction capabilities that include fraud monitoring, reconciliation, automated transfer of merchant funds to their share draft account, draft retrieval processing and chargeback processing.
 
Payroll Processing
Payroll processing and direct pay ACH services are also a provided through Heartland Payment Systems as part of Cornerstone's complete merchant program.

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