Cornerstone Federal Credit Union












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*APR=Annual Percentage Rate. Cornerstone must be in first lien position. CFCU will finance up to 70% Loan to Value with at least 30% percent equity. Must be a refinance from another institution and not a purchase. Excludes Jumbo mortgages. Owner occupied home only. CFCU fees are waived; some third party fees may be applicable. Call for details. CFCU Loan Policy Guidelines apply. Offer may be withdrawn at any time.
Payment example: 20 year loan for $75,000 at 3.25% APR equates to approximately $425.51 per month.




The Sure to Please Gift For Any Occasion

Stop worrying about which toy all the kids are asking for, what neck size your brother-in-law prefers for his shirts or the name of your sister's favorite place to shop. Prepaid Visa Gift Cards are just right for everyone on your list.

Gift cards are a convenient, simple choice for busy shoppers, no matter the occasion.  Purchasing gift cards is as simple as determining the gift amount and selecting a card design - it's that easy! Gift cards are the perfect gift because they are safer than cash, easy to use and can be used anywhere Visa debit cards are accepted.

Gift cards...

  • Are available at all CFCU locations
  • Can be purchased for dollar amounts ranging from $10 to $1,000
  • Are only $2.00 each for any dollar value (cards are FREE for MVP members)
  • Are activated within 24 hours of purchase
  • Are pre paid and not reloadable
  • Can be used to purchase items online or at a physical merchant location
  • Offer a toll free telephone number to check balances
  • Have at least a five year expiration date
  • Available in many attractive designs
  • Incredible time savers - eliminate the hassles of wondering what to buy for someone, no shopping and no wrapping
  • More flexible than merchant associated gift cards
  • Are as easy to use as cash 

 

Gift Card balances can be checked online by clicking on the banner.

 


Mortgage Rates Are Low!

            We offer a variety of mortgage 
          products and services, including
          programs for first time home
          buyers.
   
             ~ FHA and VA
             ~ Refinances
             ~ PHFA
             ~ Jumbo
             ~ Construction
             ~ Preapprovals
             ~ Fixed and Adjustable Rates

     Complete the online applicationor
     contact the credit union for more 
     details and current rates.
     Begin your journey to home
     ownership now.

 


Visit our College Resource Center to find answers to your higher education questions.
Also, attend free live webinars, hosted by Ken O'Connor, a college planning expert
and former financial aid counselor.


For New Cardholders:
Pocket A GREAT RATE!

  Visa Introductory Rate of
2.9% APR*

~ Balance Transfers  ~ Purchases  ~ Cash Advances

Click here for more information on our Visa program



Dare to Compare!

Want a better way to bank? Cornerstone is your answer. We're different and we dare you to compare us with any other institution. You'll see why we stand apart from all others.

Join Us NOW  Do your comparison today!


The Freedom of Electronic Bill Payer

  •  It's FREE
  • Schedule payments in a few clicks
  • Save time and money right away
  • Make safe and secure transactions

Paying your bills has never been easier! Electronic Bill Payer allows for a faster and easier way to pay your bills.

Click here to learn how easy it is to use. Signing up is easy too.


Complete the
authorization form


No Surcharge ATMsNoSurcharge ATM listing

New ATM locations are joining the CU$ No Surcharge ATM Alliance everyday. Stay current with which machines will allow you to withdraw your money free of charge. Be sure to check out the CU$ link before your travel since there are numerous locations nationwide. Just click on the out of state link for the participating locations.



Most vehicles depreciate in value as soon as you drive off of the dealer's lot and it's not uncommon for you to have an outstanding loan balance that exceeds the vehicle's book value. If your car is totaled in an accident or it is stolen, the insurance settlement may not cover the full amount that is outstanding on your loan. In order to help you ease the financial burden if faced with this situation, Cornerstone FCU offers GAP Plus coverage for your auto loan.


Cornerstone offers low or no fee services that are unmatched by other financial institutions.

Click on the Fee Free Zone for more information.


Finance Your Next Vehicle Right At The Dealership Using Cornerstone FCU Financing

 

Apply, Sign and Drive...It's that simple!

CUDL AutoSMART

  • Free Auto Resource Tools
  • Vehicle Price Guides         
  • Competitive Auto Auctions
  • Auto Financing & Much More

 

What's Happening at CFCU

Read News From Around the Corner
- May 2013 edition

 

Read the 2012-2013 edition of the IRA Newsletter

 

Read Cornerstone FCU's 2012 Annual Report


Check It Out!

 

 


MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov 
can help you maximize your financial decisions. Throughout the site, you will find important information from 20 Federal  agencies and Bureaus designed to help you make smart financial choices.


 Get Your Free Auto Insurance Quote Today

You trust CFCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto Insurance Program.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

 

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

 


Cornerstone FCU Serves All of Cumberland County and the Entire Borough of Shippensburg

Cornerstone Federal Credit Union is pleased to announce that more people are now eligible to experience the Cornerstone difference: affordable financial service delivered by caring professionals.

Anyone who lives, works, worships, attends school, or regularly conducts business in Cumberland County and the entire borough of Shippensburg is eligible to become a member of Cornerstone. Additionally, family members of those individuals are also eligible to belong.

This is great news! Go tell your neighbors and friends. Let them enjoy the same great rates, products, and services that you enjoy. Read the special edition newsletter for more details.



Cornerstone Federal Credit Union
Where You Belong!

Learn how you can become a member
of a financial institution that offers you
trusted service and informed choices

 


       

Cornerstone's Main Office (5Eastgate Dr.) Hours Are:

Monday & Tuesday -- Lobby 9:00 - 4:30 Drive thru 8:30 - 5:00
Wednesday -- Lobby 9:30 - 4:30 Drive thru 8:30 - 5:00
Thursday -- Lobby 9:00 -4:30 Drive thru 8:30 - 6:00
Friday -- Lobby 9:00 - 6:00 Drive thru 8:30 - 6:00
Saturday -- Lobby 9:00 - 12 noon Drive thru 8:30 - 1:00

Cornerstone's Branch Office (320 N. Hanover St.) Hours Are:

Monday, Tuesday & Wednesday -- Lobby 9:00 - 3:30 Drive thru 8:30 - 4:00
Thursday -- Lobby 9:00 - 5:00 Drive thru 8:30 - 5:00
Friday -- Lobby 9:00 - 5:00 Drive thru 8:30 - 6:00
Saturday -- Lobby 9:00 - 12 noon Drive thru 8:30 - 12:00

Cornerstone's Branch Office (5 Carlisle Rd., Newville) Hours Are:
 
Monday, Tuesday & Wednesday  -- Lobby  9:00 - 4:30  Drive thru  8:30 - 5:00
Thursday & Friday -- Lobby  9:00 - 6:00  Drive thru  8:30 - 6:00
 Saturday -- Lobby  9:00 - 12:00  Drive thru  8:30 - 1:00

Holiday Closing Dates:

New Year's Day, President's Day, Memorial Day, Independence Day,
Labor Day, Thanksgiving and Christmas

To speak with a Member Service Representative,
call 717-249-1661 or toll free at
1-888-718-6786

Fax: 717-249-8208; Loan Department Fax: 717-249-1605

Lost or stolen debit card: 1-800-528-2273
International: 812-647-9794
Email:
FTPSLS@cmcone.com 

Links provided on this Web site are for informational use only and Cornerstone FCU is not responsible for their content.

This credit union is federally insured by the National Credit Union Administration. 

Links provided on this Web site are for informational use only and Cornerstone FCU is not responsible for their content.
This credit union is federally insured by the National Credit Union Administration. 

To our Members:

 

“As required by the USA Patriot Act of 2001, which requires CornerStone Federal Credit Union to help the government fight the funding of terrorism and money laundering activities, CornerStone Federal Credit Union must obtain basic information from you and verify that information when you open a new account.

 

 

This means CornerStone Federal Credit Union staff will ask you for some basic information such as your name, address, date of birth and other information designed to help us identify you. CornerStone Federal Credit Union staff may also ask to see documents identifying you such as driver’s license, passport or another type of government-issued document. CornerStone Federal Credit Union appreciates your patience and understanding as we do our part in complying with the new account identification procedures required by the federal USA Patriot Act of 2001.”


 

2013

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