Business Services

At Cornerstone Federal Credit Union, we offer financial services designed to meet the unique needs of your  business. As a financial cooperative, we are member owned and service based. Cornerstone offers a variety of services designed specifically for business members and provides the individual attention and outstanding member service a business deserves from its financial institution.

Cornerstone offers the financial solutions your business needs to compete, grow, and remain competitive in an ever-changing economic environment. We will provide your business with the convenient financial services you deserve, without incurring excessive processing and monthly fees generally associated with other business accounts.

At Cornerstone, our business members are a valued part of our credit union family. Yet, we also know you need to be confident in the safety and soundness of any financial institution you choose. You can be assured your business deposits are safe and federally insured up to $250,000 by the National Credit Union Administration (NCUA), an independent federal government agency.

We understand time is in short supply, but you owe it to your business to compare your current financial institution to what Cornerstone has to offer to make certain you are receiving the best services possible and at the most competitive prices. Let us provide the best in financial services to your business!

Free Business Checking

  • No minimum balance
  • Unlimited transactions
  • No per item charge
  • Free online transactions
  • Interest bearing on any day your balance is at least $250
  • Electronic Bill Payer
  • Debit card
  • No fees

Deposit Products

  • Share Savings Account
  • Money Market Plus Account
  • Certificates of Deposit

Free Direct Deposit Origination

  • Provide your payroll to Cornerstone
  • Cornerstone will deposit funds directly into your employee’s account no matter the financial institution in which they are affiliated
  • Distribution of payroll to various accounts (Christmas Club, Money Market, etc.) within the credit union for Cornerstone members

Interested businesses may contact the operations department for set up and processing details.

Business Loans

  • New or refinance
  • Lines-of-credit
  • Commercial Real Estate or Investment properties
  • Visa Credit Card
  • Vehicle loan
  • Term loan

Business loan requests can be directed to Roxane Kain.

Merchant Services

  • Credit Card Processing
    Merchant credit card processing is offered through Heartland Payment Systems. This service provides transaction capabilities that include fraud monitoring, reconciliation, automated transfer of merchant funds to a Share Draft Checking account, check retrieval processing, and chargeback processing.
  • Payroll Processing
    Payroll processing and direct pay ACH services are also provided through Heartland Payment Systems as part of Cornerstone’s complete merchant program.

To schedule a consultation or acquire additional information, please contact Angie Barlup.

Credit Union Membership Helps Retain Employees and Associates
Organizations may offer Cornerstone Federal Credit Union membership as part of their benefit package. This free, no-cost benefit offers credit union membership to all employees, associates and members and gives them access to:

  • High savings rates and low loan rates
  • Financial management services: IRA, investments, insurance, education planning and more.
  • Free educational seminars including budgeting, credit score, ID theft and debt management, plus more.

We can participate in new employee orientations, staff meetings, provide financial education seminars, and partner with you on other important initiatives to provide value to your organization. To schedule an employee meeting or to have information available in your office for your employees, contact Angie Barlup for more information.