Club Accounts

Christmas Club, Vacation Club and the Special Savings programs are the perfect way to put aside a little extra money. These accounts can help you save for the holidays or for that special vacation you have always wanted to take. It is also a way of saving money for the long term. The money does not have to be removed from these accounts at any specific time.

Other good uses for these accounts include:

  • Money put aside to pay personal and property taxes
  • Saving to buy new furniture or something for the house
  • Available funds for birthday gifts, graduation gifts, etc.
  • Just to get in the habit of saving  

Funding your account is easy:

  • You can use payroll deduction, direct deposit, transfers from other accounts or deposits over-the-counter
  • A minimum deposit amount is not required to open or maintain an a Club account
  • Club accounts earn interest from the date of deposit to the date of withdrawal

Christmas Club

  • Interest bearing account and acts as another savings account
  • Club checks are issued during the first week of October, however, you do not need to take your money at that time. If you choose to do so, you have two options for receiving your money:
          – The balance can be transferred into another account
          – A check can be mailed to you
          – You may also leave your money in the account to continue to earn dividends for you.
  • Funds may be withdrawn without penalty at any time throughout the year
  • The minimum balance for withdrawals or transfers is $25

Vacation Club 

  • Interest bearing account with no pay out date
  • Not everyone vacations at the same time, so you can tell us when you need your check
  • Your account balance simply continues to grow until you need your funds

Special Savings 

  • Simply another share savings account
  • Allows you to set a little money aside each pay day
  • An account designated for whatever you want it to be