Our Share Draft Checking Account offers you the savings and convenience necessary to economically manage your financial needs.
Your FREE Checking benefits includes:
- No monthly service fees or charges
- No minimum balance requirement
- Daily dividends, compounded quarterly, on daily balances of $250 or more
- Duplicate copy of checks
- FREE overdraft protection
- Easy-to-read monthly statements
- STAR with PLUS ATM access
- Assorted gift checks
More Choices with Overdraft Protection
In addition to protection from your savings account,* you can avoid overdrafting your Share Draft Checking account with a pre-established line-of-credit. This will cover insufficient funds presented to your share draft checking account, so you will avoid bouncing a check.
You have the choice as to how you wish to set up your overdraft protection:
- Overdraft to Loan Account ONLY
- Overdraft to Loan Account then to Share Account
- Overdraft to Share Account then to Loan Account
- Overdraft to Share Account ONLY
Establishing Overdraft Protection from a line-of-credit is easy. Just complete a Share Draft Agreement with Overdraft Protection form and put a check in the box to overdraft from a loan.
For a line-of-credit that allows recurring access to available funds whenever you need it, just complete a loan application. And, best of all, you will make payments only on the amount you use.
For more information on Overdraft Protection, contact a Member Service Representative, stop by or call the credit union office.
(*Share Savings Account transfers are limited to six transfers per month as per Federal Regulation D).